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Finance
How Do Lenders in Texas Figure Out Your Mortgage Rate?
This is the most common phone inquiry I get. "Hello, my name is Bob, and I'm writing from Somewhere, Texas, to inquire about the current interest rate on a home loan."That is a reasonable inquiry. How are rates determined, and why would…
How to Choose a Financial Advisor
In the midst of all of the economic turmoil, everyone is scrambling to get advice. How can I protect my assets from further loss in a declining market? Can I still plan on retiring when I thought? Are there year-end tax strategies I should…
Discharge of Debt in Each State
A growing number of Coloradans are starting to fret about their financial futures due to the current economic crisis. As a result of the changes to the bankruptcy code brought about by the 2005 legislation, an increasing number of consumers…